Don't Be Scared--Here's What You'll Go Through:
Bankruptcy basically involves the following steps, all of which I will arrange for you, and will probably take about 3 months to complete:
1. You will have to go to a short credit counseling session online (about 90 minutes long)
2. You will have to get me certain documents such as pay advices, tax returns, and other documents
3. I will create and file your bankruptcy petition with the Federal Bankruptcy Court
3. We'll have to attend a meeting with a bankruptcy trustee (usually about 5-10 minutes long)
4. You'll have to take a two-hour online course in financial management
Lastly, we'll have to wait a couple of months for the bankruptcy to be final -- which is when your debt may be discharged, once and for all!
As part of the filing, you will have to submit paper-work for a means-test. The document will require information from the IRS, U.S. Census, and even Health and Human Services--but don't worry, because I will do this part for you. I have the necessary software to run this test myself. This is part of the new bankruptcy law and is intended to determine whether you qualify for Chapter 7 bankruptcy.
First, We Have to Decide if Bankruptcy is Right for You
I can help you decide whether bankruptcy is the right path for you and ultimately file your bankruptcy if that is the path you choose. Bankruptcy is a responsible decision for many people who have circumstances that call for this action. Let's talk about it.
I am available for consultations 7 days a week at any time you need me. I do home visits if necessary.
What is Bankruptcy?
Bankruptcy is a tool for getting out of debt and getting a fresh start. The vast majority of people who file for bankruptcy are good, hard-working people. It is an option when someone’s debt are too high, given their income. There are many legitimate reasons why this could happen. You need someone to walk you through the process, who will respect you and how important this is to you. That is why I always keep in touch with you about your case, always call back as soon as possible, and meet with you personally.
How Does Bankruptcy Affect Your Life?
No More Sleepless Nights! I know better than anybody what is it like to lose sleep at night, worried you won’t be able to pay your bills. It is even worse when creditors start harassing you. Bankruptcy could put an end to all of that. Once you file, they are not allowed to even attempt to collect a debt.
Also, bankruptcy could put an end to:
Give me a call and we will talk about whether we can help you.
The vast majority of people are most likely going to file either Chapter 7 or Chapter 13 bankruptcy.
Let's Get Started Today
Phone: (614) 284-4394
Fax: (614) 388-3947
Online form: click here
Graff & McGovern LPA
604 E. Rich St.
Columbus, Oh 43215
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 Requires the following notice:
We are a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code. This web site is not an offer to provide bankruptcy assistance services to any assisted person as defined under Section 527(a)(2) of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005.